Have you taken steps to assemble a disaster preparedness kit? Those with medical conditions requiring daily medications — or those with loved ones who need them — may be in for a rude awakening.
Emergency preparedness experts advise individuals and their household members to plan for a minimum of three days without access to outside sources of food, water, sanitation, utilities and transportation. Some experts take it a step further, however: Be prepared to become self reliant for up to a week. That means stocking supplies not only at home, but often at work, school or even one’s automobile. After all, you never know where you will be when disaster strikes.
Disaster preparedness literature advocates stocking necessary medications, but those who are insured and require daily medications to treat asthma, diabetes or other chronic conditions may run into an unexpected and ironic obstacle: Many health insurance companies have no provision in place to allow subscribers to obtain doctor-authorized refills for use in an emergency supply kit. Continue reading “Dare to Prepare: Only Your Insurer Will Stop You”